Starting up a business involves expenses. For most new entrepreneurs, a loan is a must in order to get the business started. Aside from business loans, additional support may be necessary in keeping up with the production and operating costs. Small business credit cards often provide this much-needed financial assistance to business owners.
Why Get a Business Credit Card Debt
Some people may be skeptical (more…)
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Do you know anyone who wants to take a 10% cut in his or her salary? Do you know anyone who Wastes Money by throwing it down a drain? If you answer that question with a no, reconsider. You probably know this person; they have multiple credit cards with high Credit Card Debt. It might be your friend, a family member or it might be you.
Though figuratively stated, the effect of allowing (more…)
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Credit Card Debt Settlement?
I spoke to my credit card company and gave me two options. They can let me close the account and offer low APR so I can pay it off in 5 years. By doing so, my minimum monthly payment goes down from 400$ to $300. They also advise me that I can settle the total amount of the debt in that case the debt can be reduced ~30% however they warned me that my credit score can be screwed. (more…)
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Credit Card Debt Settlement?
I spoke to my credit card company and gave me two options. They can let me close the account and offer low APR so I can pay it off in 5 years. By doing so, my minimum monthly payment goes down from 400$ to $300. They also advise me that I can settle the total amount of the debt in that case the debt can be reduced ~30% however they warned me that my credit score can be screwed. (more…)
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Can a judgment on a credit card debt affect a student loan?
I had this judgment against me that will expire next year (if not renewed) and it's not in my credit report, is not high either, but I can't pay right now, I don't even have a job at the moment, I'm pretty much homeless but living temporary with my aunt.
I want to go to back to college and get a degree so I can get a job (more…)
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For credit card debt, is the spouse responsible for it, too?
I have a charged off credit card account under my name only.
I wonder the credit card company will be able to go after my wife's asset to collect the debt I owe.
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